Welcome! E-Mail: contact@exactbins.com

What regions does your database cover?

We cover all countries globally, no exceptions.

How frequently do you update your database?

We work on the data every day, and send out updates on a monthly basis.

How we will receive the first database and the monthly updates?

Initial delivery will be done via email containing your unique https:// download links. By default, all subsequent updates will be done the same way. Alternative options are: FTP/SFTP upload to your location, JSON file output, customizable API link for the whole CSV file retrieval.

Will updates be the full files or deltas?

Every time you will get a full updated file, and will need to replace the old file with a new one.

Is it possible to see the structure and the field names of the file?

Yes, sure. You can view both standard and extended structures here.

Data source – what is the source of the information?

We work with major banks, online merchants and private contributors to ensure high data accuracy. Each record is cross-checked against multiple sources to ensure the data quality.

Can you share your client portfolio?

We don’t publish the client list to protect their privacy. We can provide client references to reputable parties. To obtain this information, specify the country and/or industry you are interested in.

What is the payment plan?

We offer:

1) The Commercial License at $1500 with 12 months of updates included. You will get access to a full featured 6 digit BIN database.
You have the right to create your own software product using the database, and sell limited access to this service.

2) The Site License at $2900 with 24 months of updates. Includes all features of the Commercial License plus grants access to an
Extended BIN Database (7-9 digit BINs).

Do we get email notifications when there are updates available?

Yes, you will get them automatically every month regardless of the delivery method.

Is email support included?

Yes, you can contact us anytime.

Which cards do you cover in the database?

You can view the list of supported brands and card products.

Can you tell what the split is between US and non US cards?

About 45%/55%.

How many records does the database contain today?

Updated numbers could be found at home page.

What is the database format?

We offer CSV (comma delimited) format.

Do you support BINs longer than 6 digits?

Yes, we support 7,8, and 9 digit BINs under the Full Extended License. As you may probably know, all merchants and financial institutions will soon be required to switch from
the old 6-digit BIN standard (your current subscription) to the new 8-digit BIN standard. This new BIN standard offers greater security and increased
accuracy over the old 6-digit standard.

As stated above, the new extended standard will soon replace the outdated 6 digit standard and the International Organization for Standardization (ISO) will
require that all financial institutions and merchants have the new BINs implemented by April 2022. Merchants who have not switched over by this deadline will see their chargeback fraud utilities lose accuracy and potentially fail completely. There are many tasks that merchants have to complete ahead of the deadline to ensure they are ready.

Official document by Visa:
https://usa.visa.com/dam/VCOM/global/support-legal/documents/numerics-initiative-simplified-requirements-for-eight-digit-issuing-bin-adoption.pdf

Official document by MasterCard:
https://globalrisk.mastercard.com/wp-content/uploads/2018/12/8-Digit-BIN-Expansion-Mandate-and-PCI-DSS-Impact.pdf

What is the correct way to lookup BINs in Extended database?

First look for 9 digits, if not found move down to 8 digits, etc until it’s found.

How many BINs does each file contain?

Approximate numbers:

6 digit file: 351000

7 digit file: 182000

8 digit file: 115000

9 digit file: 528000

How does ExactBins collect and verify BIN data?

Our data acquisition relies on a multi-tiered framework combining high-volume online merchant processors, direct relationships with major card-issuing banks, and a worldwide contributor network across over 210 countries. Furthermore, every single data entry goes through a rigorous validation engine that checks against multiple independent references to guarantee maximum accuracy.

Why choose ExactBins over official network sources (Visa/MasterCard/others)?

Official scheme documents often involve prohibitive costs, incomplete fields, and inconsistent classifications. In contrast, ExactBins delivers daily refreshes, robust attributes including direct bank contacts, massive volume spanning over 3.5 million unique BINs across 17,000+ financial institutions, and cost-effective access.


What regions does your database cover?

We cover all countries globally, no exceptions.

How frequently do you update your database?

We work on the data every day, and send out updates on a monthly basis.

How we will receive the first database and the monthly updates?

Initial delivery will be done via email containing your unique https:// download links. By default, all subsequent updates will be done the same way. Alternative options are: FTP/SFTP upload to your location, JSON file output, customizable API link for the whole CSV file retrieval.

Will updates be the full files or deltas?

Every time you will get a full updated file, and will need to replace the old file with a new one.

Is it possible to see the structure and the field names of the file?

Yes, sure. You can view both standard and extended structures here.

Data source – what is the source of the information?

We work with major banks, online merchants and private contributors to ensure high data accuracy. Each record is cross-checked against multiple sources to ensure the data quality.

Can you share your client portfolio?

We don’t publish the client list to protect their privacy. We can provide client references to reputable parties. To obtain this information, specify the country and/or industry you are interested in.

What is the payment plan?

We offer:

1) The Commercial License at $1500 with 12 months of updates included. You will get access to a full featured 6 digit BIN database.
You have the right to create your own software product using the database, and sell limited access to this service.

2) The Site License at $2900 with 24 months of updates. Includes all features of the Commercial License plus grants access to an
Extended BIN Database (7-9 digit BINs).

Do we get email notifications when there are updates available?

Yes, you will get them automatically every month regardless of the delivery method.

Is email support included?

Yes, you can contact us anytime.

Which cards do you cover in the database?

You can view the list of supported brands and card products.

Can you tell what the split is between US and non US cards?

About 45%/55%.

How many records does the database contain today?

Updated numbers could be found at home page.

What is the database format?

We offer CSV (comma delimited) format.

Do you support BINs longer than 6 digits?

Yes, we support 7,8, and 9 digit BINs under the Full Extended License. As you may probably know, all merchants and financial institutions will soon be required to switch from
the old 6-digit BIN standard (your current subscription) to the new 8-digit BIN standard. This new BIN standard offers greater security and increased
accuracy over the old 6-digit standard.

As stated above, the new extended standard will soon replace the outdated 6 digit standard and the International Organization for Standardization (ISO) will
require that all financial institutions and merchants have the new BINs implemented by April 2022. Merchants who have not switched over by this deadline will see their chargeback fraud utilities lose accuracy and potentially fail completely. There are many tasks that merchants have to complete ahead of the deadline to ensure they are ready.

Official document by Visa:
https://usa.visa.com/dam/VCOM/global/support-legal/documents/numerics-initiative-simplified-requirements-for-eight-digit-issuing-bin-adoption.pdf

Official document by MasterCard:
https://globalrisk.mastercard.com/wp-content/uploads/2018/12/8-Digit-BIN-Expansion-Mandate-and-PCI-DSS-Impact.pdf

What is the correct way to lookup BINs in Extended database?

First look for 9 digits, if not found move down to 8 digits, etc until it’s found.

How many BINs does each file contain?

Approximate numbers:

6 digit file: 351000

7 digit file: 182000

8 digit file: 115000

9 digit file: 528000

How does ExactBins collect and verify BIN data?

Our data acquisition relies on a multi-tiered framework combining high-volume online merchant processors, direct relationships with major card-issuing banks, and a worldwide contributor network across over 210 countries. Furthermore, every single data entry goes through a rigorous validation engine that checks against multiple independent references to guarantee maximum accuracy.

Why choose ExactBins over official network sources (Visa/MasterCard/others)?

Official scheme documents often involve prohibitive costs, incomplete fields, and inconsistent classifications. In contrast, ExactBins delivers daily refreshes, robust attributes including direct bank contacts, massive volume spanning over 3.5 million unique BINs across 17,000+ financial institutions, and cost-effective access.

Is the BIN database legal? What are your rights to distribute this data?

Yes, our practices are entirely legal and compliant. The dataset comprises technical ISO 7812 metadata with zero personal identifiable information (PII), meaning regulations like GDPR or CCPA do not apply. ExactBins legally holds intellectual property rights regarding the specific selection, arrangement, verification methods, and custom analytical flags built into the database.

Why does ExactBins use individual BIN records instead of account ranges?

Traditional range formats struggle with modern 8 to 11-digit fragmentation. Utilizing discrete individual rows enables faster, low-overhead exact-match database queries, eliminates awkward range-overlap maintenance, and avoids unallocated filler gaps.

Do you offer API access or a web interface?

We supply a powerful API built for automated synchronization and smooth technical integration. However, we purposely exclude an online web search interface to protect user privacy (keeping card details inside your local perimeter), minimize latency, and ensure uninterrupted availability.

What advanced or paid add-on features (parameters 15–29) are available beyond the standard dataset?

Premium and Extended subscribers can unlock specialized parameters designed for deep risk management, such as a Virtual Card Identifier, Tokenized DPAN Intelligence, ISO 4217 Currency data, SWIFT/BIC routing codes, Durbin-regulated debit indicators, and detailed commercial sub-groupings.

Are prepaid and gift card BINs included? Do you distinguish between reloadable and non-reloadable cards?

Yes, we provide extensive coverage for prepaid products with an accuracy rate exceeding 99%. Our category column explicitly separates these entries into distinct classifications like Gift, Reloadable Prepaid, or Non-Reloadable Prepaid.

Do you distinguish between prepaid, gift, and virtual cards?

Yes, standard categories separate these variations, and we also feature an enterprise-grade Virtual Card Flag add-on driven by heuristic data analysis to pinpoint single-use or digital-only instruments that share space with regular plastic.

Can you provide a service that maps BINs to BIC (SWIFT) codes or Financial Institution names?

Yes, specialized database builds can include Business Identifier Codes (BIC/SWIFT) tied to each prefix, helping institutions streamline cross-border payment flows and strengthen automated onboarding or KYC validation.

Do you support Tokenized BINs (DPAN) and PAR identification?

Yes, our extended files track digital wallet token ranges (DPANs) from major providers like Apple Pay or Google Pay to return the underlying bank and country metadata. Note that Payment Account References (PAR) are non-numeric 30-character tokens rather than prefixes, meaning standard prefix lookups must rely directly on the first 8 to 11 digits of the DPAN.

Can a BIN range flagged as a token range also be used by non-tokenized (real PAN) cards?

Yes, payment schemes frequently share prefix blocks between physical cards and tokenized variants, meaning the same overarching data row applies to both.

Is there recommended guidance for looking up a real PAN whose only matching entry is flagged as a token range?

Yes, systems should deploy a fallback routine: if a physical card lookup misses standard tables, query the token ranges, as the underlying country, brand, and type details remain entirely valid for the physical cards sharing that block.

Do you distinguish between Business and Corporate cards?

Yes. While both fall under commercial tiers, our extended 8 to 11-digit depth lets systems differentiate small business accounts from large enterprise, government, or fleet allocations.

Do you provide currency data? How are multi-currency cards (Revolut, Wise, etc.) handled?

ISO 4217 currency parameters are offered as an add-on, reflecting the primary legal settlement currency of the issuing bank rather than dynamic multi-wallet sub-currencies managed internally by fintech applications.

Can your database be used to identify SMS (Single Message System) vs. DMS (Dual Message System) cards?

Yes, standard attributes like card brand and category allow platforms to easily spot and isolate SMS-only instruments like Maestro or Visa Electron to appropriately handle tokenization rules.

Can your database identify P-Card (Purchasing Card) programs for universities and government agencies?

Yes, deep 8 to 11-digit granularity isolates distinct institutional sub-categories—such as government GSA or public sector purchasing—enabling merchants to optimize interchange qualification.

I have entered a BIN number of a debit card, and it is being shown as credit. Why?

Certain credit and debit products share identical 6-digit prefixes. Resolving this conflict requires longer 8 to 11-digit sets where the underlying sub-ranges are fully separated.

Are 8 to 11-digit BINs already in use and supported?

Absolutely; driven by ISO 7812 expansion mandates, extended BINs are heavily utilized globally. ExactBins offers native support up to 11 digits to minimize classification errors.

How do we use the extended data? Can the same BIN be present in several lengths?

Yes, because sub-allocations exist, developers should build a longest-match-first strategy—checking 11 digits first, then stepping down through 10, 9, 8, and finally defaulting to the standard 6-digit prefix if needed.

What about PCI DSS compliance? It states we can only use the first 6 digits of a PAN.

That is a common misunderstanding; modern PCI DSS guidelines (such as FAQ #1091 and v4.0 standards) permit storing more than 6 digits for valid operational needs like fraud prevention, provided proper security measures like strong encryption or hashing are applied to protected fields.

How does ExactBins collect and verify BIN data?

Our data acquisition relies on a multi-tiered framework combining high-volume online merchant processors, direct relationships with major card-issuing banks, and a worldwide contributor network across over 210 countries. Furthermore, every single data entry goes through a rigorous validation engine that checks against multiple independent references to guarantee maximum accuracy.

Why choose ExactBins over official network sources (Visa/MasterCard/others)?

Official scheme documents often involve prohibitive costs, incomplete fields, and inconsistent classifications. In contrast, ExactBins delivers daily refreshes, robust attributes including direct bank contacts, massive volume spanning over 3.5 million unique BINs across 17,000+ financial institutions, and cost-effective access.

Is the BIN database legal? What are your rights to distribute this data?

Yes, our practices are entirely legal and compliant. The dataset comprises technical ISO 7812 metadata with zero personal identifiable information (PII), meaning regulations like GDPR or CCPA do not apply. ExactBins legally holds intellectual property rights regarding the specific selection, arrangement, verification methods, and custom analytical flags built into the database.

Why does ExactBins use individual BIN records instead of account ranges?

Traditional range formats struggle with modern 8 to 11-digit fragmentation. Utilizing discrete individual rows enables faster, low-overhead exact-match database queries, eliminates awkward range-overlap maintenance, and avoids unallocated filler gaps.

Do you offer API access or a web interface?

We supply a powerful API built for automated synchronization and smooth technical integration. However, we purposely exclude an online web search interface to protect user privacy (keeping card details inside your local perimeter), minimize latency, and ensure uninterrupted availability.

What advanced or paid add-on features (parameters 15–29) are available beyond the standard dataset?

Premium and Extended subscribers can unlock specialized parameters designed for deep risk management, such as a Virtual Card Identifier, Tokenized DPAN Intelligence, ISO 4217 Currency data, SWIFT/BIC routing codes, Durbin-regulated debit indicators, and detailed commercial sub-groupings.

Are prepaid and gift card BINs included? Do you distinguish between reloadable and non-reloadable cards?

Yes, we provide extensive coverage for prepaid products with an accuracy rate exceeding 99%. Our category column explicitly separates these entries into distinct classifications like Gift, Reloadable Prepaid, or Non-Reloadable Prepaid.

Do you distinguish between prepaid, gift, and virtual cards?

Yes, standard categories separate these variations, and we also feature an enterprise-grade Virtual Card Flag add-on driven by heuristic data analysis to pinpoint single-use or digital-only instruments that share space with regular plastic.

Can you provide a service that maps BINs to BIC (SWIFT) codes or Financial Institution names?

Yes, specialized database builds can include Business Identifier Codes (BIC/SWIFT) tied to each prefix, helping institutions streamline cross-border payment flows and strengthen automated onboarding or KYC validation.

Do you support Tokenized BINs (DPAN) and PAR identification?

Yes, our extended files track digital wallet token ranges (DPANs) from major providers like Apple Pay or Google Pay to return the underlying bank and country metadata. Note that Payment Account References (PAR) are non-numeric 30-character tokens rather than prefixes, meaning standard prefix lookups must rely directly on the first 8 to 11 digits of the DPAN.

Can a BIN range flagged as a token range also be used by non-tokenized (real PAN) cards?

Yes, payment schemes frequently share prefix blocks between physical cards and tokenized variants, meaning the same overarching data row applies to both.

Is there recommended guidance for looking up a real PAN whose only matching entry is flagged as a token range?

Yes, systems should deploy a fallback routine: if a physical card lookup misses standard tables, query the token ranges, as the underlying country, brand, and type details remain entirely valid for the physical cards sharing that block.

Do you distinguish between Business and Corporate cards?

Yes. While both fall under commercial tiers, our extended 8 to 11-digit depth lets systems differentiate small business accounts from large enterprise, government, or fleet allocations.

Do you provide currency data? How are multi-currency cards (Revolut, Wise, etc.) handled?

ISO 4217 currency parameters are offered as an add-on, reflecting the primary legal settlement currency of the issuing bank rather than dynamic multi-wallet sub-currencies managed internally by fintech applications.

Can your database be used to identify SMS (Single Message System) vs. DMS (Dual Message System) cards?

Yes, standard attributes like card brand and category allow platforms to easily spot and isolate SMS-only instruments like Maestro or Visa Electron to appropriately handle tokenization rules.

Can your database identify P-Card (Purchasing Card) programs for universities and government agencies?

Yes, deep 8 to 11-digit granularity isolates distinct institutional sub-categories—such as government GSA or public sector purchasing—enabling merchants to optimize interchange qualification.

I have entered a BIN number of a debit card, and it is being shown as credit. Why?

Certain credit and debit products share identical 6-digit prefixes. Resolving this conflict requires longer 8 to 11-digit sets where the underlying sub-ranges are fully separated.

Are 8 to 11-digit BINs already in use and supported?

Absolutely; driven by ISO 7812 expansion mandates, extended BINs are heavily utilized globally. ExactBins offers native support up to 11 digits to minimize classification errors.

How do we use the extended data? Can the same BIN be present in several lengths?

Yes, because sub-allocations exist, developers should build a longest-match-first strategy—checking 11 digits first, then stepping down through 10, 9, 8, and finally defaulting to the standard 6-digit prefix if needed.

What about PCI DSS compliance? It states we can only use the first 6 digits of a PAN.

That is a common misunderstanding; modern PCI DSS guidelines (such as FAQ #1091 and v4.0 standards) permit storing more than 6 digits for valid operational needs like fraud prevention, provided proper security measures like strong encryption or hashing are applied to protected fields.

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