US Debit Networks

US Debit & ATM Networks (Net Info)

For merchants operating in the United States, identifying the underlying debit and ATM networks associated with a card—such as STAR, NYCE, Pulse, and Accel—is a fundamental component of payment routing and cost reduction.

Why Network Routing Matters in the USA

• Routing Cost Reduction: Under US regulations, merchants have the right to route debit card transactions across multiple payment networks. Accessing precise network information allows businesses to choose the most cost-effective routing path for each transaction.
• Optimizing Processing Fees: Leveraging network data helps minimize merchant service fees by bypassing more expensive network rails whenever possible.

ExactBins Network Information (Net Info) Support

Our database includes comprehensive network identification data for US debit and ATM networks (Net Info), giving payment gateways and online businesses the exact details required to execute efficient least-cost routing and achieve long-term savings on transaction processing.