US Debit and ATM Networks

US Debit & ATM Networks (Net Info)

For merchants operating in the United States, identifying the underlying debit and ATM networks associated with a card—such as STAR, NYCE, Pulse, and Accel—is a fundamental component of payment routing and cost reduction.

Why Network Routing Matters in the USA

• Routing Cost Reduction: Under US regulations, merchants have the right to route debit card transactions across multiple payment networks. Accessing precise network information allows businesses to choose the most cost-effective routing path for each transaction.
• Optimizing Processing Fees: Leveraging network data helps minimize merchant service fees by bypassing more expensive network rails whenever possible.

Examples of Database Records with Network Data

Here are examples showing how US debit and ATM networks are integrated into specific records:

401602013,VISA,DOWNEY FEDERAL CREDIT UNION,DEBIT,CLASSIC,UNITED STATES,US,USA,840,"STAR,CO-OP"

438739821,VISA,AMERICAN BUSINESS BANK,DEBIT,CLASSIC,UNITED STATES,US,USA,840,"STAR,PULSE,PLUS,SUM"

ExactBins Network Information (Net Info) Support

Our database includes comprehensive network identification data for US debit and ATM networks (Net Info), giving payment gateways and online businesses the exact details required to execute efficient least-cost routing and achieve long-term savings on transaction processing.

Pricing and Delivery

This specialized dataset is available as a paid option with a $4,900 one-time fee and a delivery timeframe of 10 business days.